KLT Wealth Management

Meet the KLT Wealth Management Team

Joe Figliomeni, CPA, CGA, CFP®, CIM®

Certified Financial Planner®
Portfolio Manager, Managing Partner, Quintessence Wealth

Joe Figliomeni is the Founder of KLT Wealth Management and a Managing Partner & Portfolio Manager with Quintessence Wealth (Q Wealth). Joe holds the Chartered Professional Accountant (CPA), Certified Financial Planner® (CFP®), and Chartered Investment Manager® (CIM®) designations. Since starting KLT Wealth Management, he has dedicated his career to helping individuals, families, business owners, and retirees make informed financial decisions through comprehensive wealth planning.

Joe brings decades of experience in public accounting, business consulting, and financial planning. Early in his career, he worked with Industry Canada, assisting small and medium-sized businesses with strategies for growth and long-term success. This entrepreneurial background continues to shape his practical, planning-first approach to wealth management.

Joe believes that successful financial planning extends beyond investments to encompass retirement, tax, estate, insurance, and legacy planning. His focus is on building long-term relationships with clients and providing personalized strategies that help them achieve their financial goals with confidence.

Throughout his career, Joe has remained committed to giving back to his community, serving on numerous local boards and organizations and volunteering as a youth soccer coach. Outside the office, he enjoys travelling, golfing, spending time with family and friends, and carrying on his Italian heritage through traditions such as homemade winemaking.

Brad Wilson, CIM®

Wealth Advisor,
Portfolio Manager, Managing Partner, Quintessence Wealth

Brad Wilson is a Managing Partner and Wealth Advisor with KLT Wealth Management, and a Portfolio Manager with Quintessence Wealth (Q Wealth). Brad holds his Chartered Investment Manager® (CIM®) designation. Born and raised in Ottawa, Ontario, Brad graduated from Carleton University with an Honours Bachelor of International Business, and his experience in the financial industry combined with an entrepreneurial spirit motivated him to join the KLT Team.

Brad brings almost a decade of experience working with clients at every stage of life — from young professionals building and accelerating their financial plan to business owners and retirees navigating more complex financial decisions. His approach is planning-first: rather than starting with products or investments, Brad takes the time to understand each client's full financial picture, incorporating retirement, tax, insurance, and estate considerations into a single, cohesive strategy.

Brad's main goal is to help clients make well-informed financial decisions and feel confident in their financial plan. He promotes financial literacy and takes an active role in educating clients about their options, focusing on building long-term relationships rooted in trust, clarity, and personalized advice.

Outside the office, Brad enjoys spending time with his wife and their two young children. He has an undeniable passion for sports — a big Ottawa Senators and New England Patriots fan — enjoys golfing and is an avid traveler.

Courtney Beach, QAFP

Qualified Associate Financial Planner

Courtney holds an Honours Bachelor of Arts and a Bachelor of Education from Lakehead University. Drawn to financial planning by an entrepreneurial streak, she went on to complete the Financial Planning Program at Conestoga College, graduating on the Dean's List and receiving the Investors Group Award for Outstanding Academic Excellence.

Courtney's focus is financial planning and retirement projections, helping clients get a clear picture of where they stand and what's ahead. She's a go-to for client questions, known for the same precision and follow-through she brings to every file.

She also puts her education background to work in KLT's monthly newsletter, contributing general market education content and articles that break down financial planning topics in plain language to build readers' financial literacy.

Outside the office, you'll usually find Courtney outdoors on a trail, on the water, or in a lounger with a good book.

Subham Rawat

Junior Analyst

Subham holds a Post-Graduate Program in Financial Planning from Conestoga College, as well as a Bachelor of Commerce (B.Com) degree. He brings practical banking experience to his role as a Junior Analyst, where he supports portfolio analysis, transaction management, and research, contributing to the efficient operation of the advisory team.

His responsibilities include providing research support to registered individuals and assisting with operational activities.

Outside of work, Subham enjoys staying active through sports such as badminton, soccer, and exploring the outdoors.

Jaimee Craven-Lovell

Client Relationship Manager

As Client Relationship Manager, Jaimee Craven-Lovell keeps the office running smoothly by managing daily administration and coordinating every in-person and telephone appointment. It's a role that lives in the details, and she handles it with ease, ensuring clients receive timely, seamless service.

Jaimee’s reliability truly sets her apart. She gives every task her full attention, helping the office run efficiently and client relationships remain strong. With her solid background and natural customer-service instinct, she is a valued member of the team and helps shape a positive KLT experience from the very first interaction.

Outside of work, Jaimee enjoys spending time with her husband, Kyle, and their dogs. Whether they're walking, exploring nature, or simply relaxing at home, she values these moments away from the office — a balance that adds to her well-rounded character.

Adele Figliomeni

Communications Manager

Before joining KLT, Adele spent 30 years in the Civil Engineering Industry as a Designer and Project Coordinator. In that role, she honed her communications skills serving as a liaison to government agencies, developers, builders, and contractors — developing an ability to see the big picture while maintaining a sharp attention to detail.

She is also a self-taught artist whose work has been exhibited throughout Ontario. Her diverse background and artistic talents bring valuable creativity to our social media, event coordination, volunteer and charity work, booklets and brochures, and overall marketing strategies.

When she's not in the office, Adele can be found in her art studio, gardening, reading, cooking, or spending time with family and friends.

Steve Moore

Tax and Estate Consultant

Steve Moore, CPA, CA, is a seasoned business advisor and Chartered Professional Accountant with more than 25 years of experience helping privately owned businesses and not-for-profit organizations navigate growth, change, and long-term success. Steve provides practical guidance and strategic insight to business owners across every stage of their journey. His expertise spans assurance, tax, advisory, and succession planning, with a focus on delivering solutions tailored to each client's unique goals.

Steve has worked with organizations across a diverse range of industries, including manufacturing, retail, technology, real estate, and professional services. He is passionate about building lasting relationships with clients and helping them make informed decisions that strengthen their businesses and prepare them for the future. Steve's collaborative approach, depth of experience, and commitment to client service make him a valuable addition to our team.

Outside of the office, Steve volunteers with The Kitchener-Conestoga Rotary Club, KW Masonic Temple and Vimy’s Wish Foundation for Retired Police Horses

Quintessence Wealth (Q Wealth) is a partnership that is registered as a portfolio manager, exempt market dealer and investment fund manager. The portfolio manager registration allows Q Wealth to provide investment advice to its clients. The exempt market dealer registration allows Q Wealth to engage in trading activity. These services are provided by Q Wealth through registered advising representatives and dealing representatives, respectively.

Q Wealth is a partnership that is owned by its partners, including KLT Wealth Management. As a client of Q Wealth, you may receive services from both Q Wealth and KLT Wealth Management. Note that individuals from KLT Wealth Management will only provide investment advice and trading advice if they are registered as advising representatives and dealing representatives of Q Wealth, and in providing such services, they will be doing so on behalf of Q Wealth only. KLT Wealth Management may however provide wealth management services such as financial planning, estate and retirement planning, insurance, group benefits and others.

Q Wealth Partners is a registered trade name of Quintessence Wealth, a registered as a Portfolio Manager in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, Quebec, Saskatchewan and Yukon, an Investment Fund Manager in Newfoundland and Labrador, Ontario, and Quebec, an Exempt Market Dealer in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Quebec, and Saskatchewan, and a Commodity Trading Manager in Ontario. The Ontario Securities Commission (OSC) is the principal regulator for Quintessence Wealth. Please visit www.qwealth.com for more information.