KLT Wealth Management | Portfolio Analysis

Portfolio Analysis

“When it comes to investing, there is no such thing as a one-size-fits- all portfolio.”

Barry Ritholtz

Q Wealth offers portfolio management services to clients through their professional team of Portfolio Managers; KLT Wealth is a partner of the Q Wealth Partnership.

Portfolio analysis or management involves building and overseeing a selection of investments to meet the long-term financial goals and risk tolerance of an investor.

The key to effective portfolio management is the long-term mix of assets. Generally, that means stocks, bonds, commodities, cash and cash equivalents. Diversification is key in portfolio management when choosing an asset mix.

A person’s risk tolerance, investment objectives, and timelines are all critical factors when assembling and adjusting an investment portfolio.

Constructing Your Portfolio

“The key to financial freedom and great wealth is a person’s ability or skill to convert earned income into passive income and/or portfolio income”

Robert Kiyosaki

A QW Portfolio Manager will assess your current portfolio, no matter where they are being held, be it self-managed, held with another institution, or through your employer.

Then a new portfolio will be determined for you, taking into consideration factors such as:

Tax-efficiency
Diversification
Risk tolerance
Income needs
Goals
Personal values

“The challenge is not to pick the best investment. The challenge is to pick the right investment”

Don Connelly

Quintessence Wealth (Q Wealth) is a partnership that is registered as a portfolio manager, exempt market dealer and investment fund manager. The portfolio manager registration allows Q Wealth to provide investment advice to its clients. The exempt market dealer registration allows Q Wealth to engage in trading activity. These services are provided by Q Wealth through registered advising representatives and dealing representatives, respectively.

Q Wealth is a partnership that is owned by its partners, including KLT Wealth Management. As a client of Q Wealth, you may receive services from both Q Wealth and KLT Wealth Management. Note that individuals from KLT Wealth Management will only provide investment advice and trading advice if they are registered as advising representatives and dealing representatives of Q Wealth, and in providing such services, they will be doing so on behalf of Q Wealth only. KLT Wealth Management may however provide wealth management services such as financial planning, estate and retirement planning, insurance, group benefits and others.

Q Wealth Partners is a registered trade name of Quintessence Wealth, a registered as a Portfolio Manager in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, Quebec, Saskatchewan and Yukon, an Investment Fund Manager in Newfoundland and Labrador, Ontario, and Quebec, an Exempt Market Dealer in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Quebec, and Saskatchewan, and a Commodity Trading Manager in Ontario. The Ontario Securities Commission (OSC) is the principal regulator for Quintessence Wealth. Please visit www.qwealth.com for more information.